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Degrees Not Debt

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  • Check out NEA鈥檚 Student Debt Fact Sheet for important information about timelines and eligibility for the Biden Administration鈥檚 Student Debt Relief Plan

  • This year, members of our union organized, petitioned, and held the leaders we elected accountable to expand student debt relief and ensure the national Public Service Loan Forgiveness (PSLF) program works the way it was intended.听听And now, we鈥檝e secured a major victory: In October 2021, the U.S. Department of Education announced a major overhaul of the PSLF program! Over 70,000 borrowers were awarded PSLF under these new rules.

  • The Department of Education has created a Limited Waiver Opportunity where, until Oct. 31, 2022, many of the traditional requirements for achieving Public Service Loan Forgiveness have been relaxed. One interesting change included in this Limited Waiver Opportunity allows the period of service that led to an individual who was eligible and received Teacher Loan Forgiveness to count those years of service towards PSLF, if employment certification for PSLF is completed for that period of time. You learn more about this change and .

  • – We received exciting news from the Department of Education on Public Service Loan Forgiveness: this long broken program was finally getting an overhaul!

Learning Portal Courses

What is Degrees Not Debt and how does it work?

Do you have federal student loans?
Do have federal Parent PLUS loans?
Do you have family or friends burdened with student loan debt?

If you answered, “Yes!” to any of the above听then Degrees Not Debt is for you! 听The National Education Association recognizes the burden student loans debt is putting on public educators and developed a campaign called “”听This campaign听is intended to inform student loan borrowers of their rights and options in the repayment process. 听Many borrowers are unaware of their eligibility for programs that can make their monthly payment affordable and provide loan forgiveness.

5 Steps to Kick Student Debt

Every American deserves a fair shot at higher education,听but student debt has become a barrier to accessing the听American Dream. Raise your voice for college听affordability.

Why? It provides you听access to your Federal Student Aid and Loan records听and allows you to apply for lower student loan听repayment programs.

Are you an educator or education support professional听eligible for lower payments?听There are different plans that may help you lower your monthly student听loan repayments. The most common are Income Based Repayment (IBR),听Income Contingent Repayment (ICR) and the Pay As You Earn (PAYE) plans.听Many other plans exist that could potentially save you money. A is available to help you find out听which one is right for you. 听If you are ready to get started sign in and complete a repayment plan request.

Do you want to be in the best position to have your student loans forgiven after working 10 years in public service?

Borrowers who work in public service jobs (such as education) often qualify for Public Service Loan Forgiveness. This means that loans could be completely forgiven after ten years of working and making payments. Use the Employment Certification for Public Service Loan Forgiveness (PSLF) form to keep track of your eligible employment and qualifying loan payments.

Download and complete the听. Make a copy for your records then mail or fax the form to FedLoan Servicing. Your form will be reviewed and based on the information provided by your employer, determine whether you qualify for the Public Service Loan Forgiveness program.

Start and advance the conversations about NEA Degrees Not Debt and solutions to college affordability and student debt.

  • Talk about Degrees Not Debt with your colleagues, friends, students & parents
  • Support NEA recommended solutions / pass resolutions calling for college affordability
  • Write a letter to the editor or opinion piece in a local newspaper
Dept of Ed Public Service Loan Forgiveness Help Tool

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